The Crises We Specialize In
When Others Say "We Can't Help," We Get to Work
We don't handle routine financing. We rescue businesses from situations that have loan agents walking away. This is crisis management work, not loan processing.
CIBIL Dispute Resolution & Credit Repair
When Reporting Errors Cost You Crores
Loan rejected. Bank says "CIBIL score too low." But the report has incorrect payment delays, miscalculated overdues, and duplicate entries nobody checked. 85% of credit reports contain errors like this — most businesses never find out their rejection was based on wrong data.
Case (Manufacturing Company)
CMR score 7, loan rejected. We found incorrect payment delays reported across five separate lender accounts.
Result: CMR 7 → 5 in 45 days. Loans approved. Client saved ₹8L per year in interest costs.
- 50+ Cases Resolved
- 85% Success Rate
- 30-60 Days Typical
We audit all 4 bureaus (CIBIL, Experian, Equifax, CRIF), cross-verify with bank statements, gather documentation from multiple lenders, file detailed disputes, and follow up until resolution.
Request Your CIBIL AnalysisDebt Consolidation & Restructuring
From 38 EMIs to One EMI
38 EMIs every month, some at 35% interest, borrowing from one lender just to pay another — a debt trap that had loan agents walking away. We specialize in getting businesses out: consolidating loans, negotiating penal charges, extending tenure, and restoring real cash flow breathing room.
Case (Manufacturing Company)
38 different EMIs every month (3rd to 29th). Some at 35% interest. Total: ₹14L monthly outflow across 38 lenders. Client was in a vicious cycle.
Result: Consolidated to ONE EMI of ₹5.2L. Saved ₹15L in penal charges. 15 accounts → 2 accounts. Peace of mind restored.
- 63% EMI Reduction
- ₹15L Penal Charges Saved
- 4-8 Weeks Timeline
We leverage underutilized collateral, negotiate with existing lenders, extend tenure strategically, and consolidate into a manageable structure. Result: businesses exit the cycle and focus on growth.
Request Debt Restructuring AnalysisCollateral Optimization & Growth Financing
Unlock Hidden Capital from Your Assets
₹100Cr turnover, but banks won't move past a small facility — growth strangled by constraints that don't reflect the real business. You likely have more borrowing capacity than you think. We extract maximum value from property, machinery, receivables, and inventory sitting underutilized.
Case (Garment Manufacturer)
₹100Cr turnover, insufficient collateral. Started with a ₹2Cr facility in 2021. Facility grew to ₹40Cr over 3 years, at an average ROI of 9.5%. Client grew from ₹6Cr to ₹300Cr turnover in the same period.
- 20x Facility Increase
- 50x Turnover Growth
- 9.5% Average ROI
We re-valued the full asset base, structured the right facility mix for each growth stage, and stayed with the relationship deliberately over three years — not a one-time transaction.
Assess Your Borrowing CapacityGreenfield Project Financing
A First-Generation Leap, From Empty Land
Financing for launching a new venture from scratch — when a founder's real credibility is decades of industry experience, not yet a balance sheet. Banks often say "no entrepreneurial track record." We build the case around what you actually know.
Case (Seafood Processing Entrepreneur)
He'd spent his career at senior levels inside one of India's largest seafood export businesses — deep expertise, no ownership of his own. When he decided to build his own processing plant from the ground up, he had the knowledge but nothing yet to show a bank as a track record of his own.
Result: ₹25Cr term loan and a ₹2Cr bank guarantee to get the plant built, followed by an ₹11Cr working capital facility as operations scaled — a first-generation entrepreneur's vision, funded from empty land to a fully running facility.
- ₹25Cr Term Loan
- ₹2Cr Bank Guarantee
- ₹11Cr Working Capital
From an empty plot to a fully running processing facility — term loan, bank guarantee, and working capital, sequenced as the business needed each one.
Discuss Your ProjectGovernment Subsidies
Maximize Your Investment Subsidy Eligibility
Made a large capital investment? You might be eligible for significant subsidies. But policy interpretation can quietly reduce your payout. We make sure you get the maximum eligible amount.
Case (Aerospace Supplier)
Precision components for the aviation industry. ₹33Cr investment in a new factory over 3 years. Initial government offer: ₹7Cr.
Result: Final subsidy ₹10Cr (₹3Cr increase). Plus an ongoing monthly power subsidy.
- ₹50Cr+ Total Facilitated
- ₹3Cr Typical Increase
- 3-6 Months Timeline
We consolidate investment documentation, interpret policy compliance, liaise with government departments, and follow up until disbursement. Track record: ₹50Cr+ facilitated.
Explore Subsidy Opportunities